• Apple Card is a credit card produced by Apple Inc. and issued by Goldman Sachs that is designed to be used with Apple Pay on Apple products like the iPhone, iPad, Apple Watch, and Mac. It is now only available in the United States.
• When used with Apple Pay, the Apple Card gives higher-than-average cash back and has no fees or penalties (aside from ordinary interest charges).
• If Apple Pay isn't available, you can swipe your titanium credit card or generate a very secure virtual credit card number that you can alter at any time. It's made to function with Apple Pay and the iPhone's Wallet app.

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