How did bank managers and staff in India treat you whenever you approach them for some loans?

I think that it is favorable. It's their job. I don't know about India, but there are a lot of companies in the U.S. that are not banks but can provide loans. You can find a lot of such companies on such sites as yell.com, coinatmradar.com, takecashngo.com, bestloansproviders.net and many others.