The Kisan Credit Card (KCC) was launched in India in 1998. It was launched as part of the Reserve Bank of India's (RBI) vision to provide financial inclusion to small and marginal farmers across the country. The KCC was introduced to provide easy and convenient access to credit to farmers, and to enable them to meet their input and production requirements.

The KCC is a debit card linked to the farmer's bank account and is used for making payments for agricultural inputs, such as seeds and fertilizers, as well as for agricultural production. It is also used for obtaining agricultural loans from banks and other financial institutions. The KCC also enables farmers to make payments for other agricultural-related expenses, such as transportation and storage.

The KCC is available from all scheduled commercial banks, regional rural banks and cooperative banks, and is issued on the basis of a valid identity document, such as an Aadhaar card. The card is issued by the bank and the details of the credit limit and repayment schedule are decided by the bank. The card can be used to make payments at any of the designated merchant establishments and can be used to withdraw cash from ATMs.

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The KCC has been designed to cater to the needs of small and marginal farmers and to increase their access to credit. The KCC provides farmers with easy access to credit, which helps them to meet their input and production requirements. It also helps farmers to manage their finances more effectively and to reduce their dependence on traditional sources of credit.

The KCC also provides farmers with an easy and convenient way to make payments for their input and production requirements. This helps to ensure that farmers are able to purchase the necessary inputs and produce the crops in a timely manner. The KCC also helps to reduce the cost of agricultural production, as the card can be used to make payments for a variety of expenses, such as storage, transportation and other agricultural-related expenses.

The KCC has been hugely successful in providing easy access to credit and in helping farmers to manage their finances in a more effective manner. Farmers have been able to access credit easily and at competitive rates, and this has enabled them to increase their productivity and incomes. The KCC has also helped to reduce the cost of agricultural production and has enabled farmers to purchase the necessary inputs and produce the crops in a timely manner.

Overall, the Kisan Credit Card has been successful in providing financial inclusion to small and marginal farmers in India. It has enabled farmers to access credit easily and at competitive rates, and has helped to reduce the cost of agricultural production. The KCC has also enabled farmers to manage their finances more effectively and to reduce their dependence on traditional sources of credit. The KCC was launched in India in 1998 and has since then become an integral part of the agricultural sector in India.