If you’re new to internet banking, here are the following ways to meet your needs: 

1. Your bank account needs to be linked online for this process. Keep your account number with which you want to link your bank account safely. Make sure it is an inactive condition.

2. The bank or credit union websites are either given on the internet or at the back of the credit card.

3. The next step is to register the account with the online website of the bank. You will choose a username & several different types of passwords, set up a security feature, and other preferences too.

4. Once all the steps are done, your account is finally created. You may be prompted to download the bank’s app for easy mobile transactions. This would help you with net banking.

Other methods of internet banking are UPI payment apps. These apps have a pre-requisite of keeping an online bank account. That means you will first have to register in order to use the UPI apps. Some of these apps are BHIM UPI, Paytm, GooglePay, PhonePe, etc. For using these apps, you will have to link your online banking account with these apps in their settings. That’s how the transaction amount will be deducted from your bank.

Benefits of online banking:

• Checking the transaction and balance at any time, digitally without having to go to the bank. A mPassbook is created.

• Pending deposits and charges could also be seen so that you have the knowledge of transferring them into your account.

• Creating notifications like ‘overdrawn, withdrawal, deposit charges’, etc.

• To transfer money between individual accounts or financial institutions.

• Payment of bills online without the use of cash or cheque.

• Turning off the debit card in case of fraud suspicion, ensuring the safety of the bank accounts.

• Special guidance for any problematic issues.