---
title: "what is the government scheme \"Pradhan Mantri Jeevan Jyoti Bima Yojana\" in India"  
description: "what is the government scheme \"Pradhan Mantri Jeevan Jyoti Bima Yojana\" in India"  
author: "Sanat Shukla"  
published: 2018-09-07  
canonical: https://answers.mindstick.com/qa/49672/what-is-the-government-scheme-pradhan-mantri-jeevan-jyoti-bima-yojana-in-india  
category: "indian government"  
tags: ["india"]  
reading_time: 1 minute  

---

# what is the government scheme "Pradhan Mantri Jeevan Jyoti Bima Yojana" in India

![what is the government scheme "Pradhan Mantri Jeevan Jyoti Bima Yojana" in India](https://answers.mindstick.com/questionanswer/03965e07-8bd6-4862-928b-01eb5940c1ee/images/6319d27f-fd26-41c2-80f7-e4e49b45a41b.jpg)\

## Answers

### Answer by Shriyam Srivastava

The **PMJJBY** is a government-backed health insurance scheme in India. It was introduced in the Annual Budget of the year 2015 and was launched by the Indian Prime Minister later in Kolkata.

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It is open and available to people who are aged between 18-50 years. It considers an annual premium of Rs.330 from the subscriber’s bank account. The life cover of Rs.2 lakhs shall be for one year stretching from the period of 1st June to 31st May and is renewable. The risk of death is covered under this scheme up to the aforementioned amount. \


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